Five Steps For Choosing a Perfect Independent Living Community

Independent Senior Living: Five Steps to Help You Choose the Perfect Community.

Looking for the perfect independent senior living community? If you’re like most people, an easier, more convenient way of living is high on your list of priorities. But that’s just the beginning. Warm, like-minded neighbors, a social calendar full of fun events and activities and beautiful surroundings also play a big role. After all, you’re not just choosing a place to live—you’re choosing a lifestyle.

You’re not alone if searching for a community seems overwhelming. There are so many senior living options to consider. But once you figure out what matters to you, making the right choice becomes easier. “Remember, there’s no right or wrong choice,” says David Schless, President and CEO of the American Seniors Housing Association (ASHA). “What feels right for one person might not be quite right for you, and that’s the beauty of senior living. Each community has its own personality, shaped by the people who live there and call it home – and one perfect for you.”

Before you start your search, it’s important to understand the different types of Independent Living communities:

• Active Adult Communities—Sometimes referred to as 55+ living, these communities are popular among independent empty-nesters age 55 and older who are looking to socialize with peers. Designed to support an active lifestyle, they may provide some hospitality services, outdoor maintenance and amenities like pickle ball courts, fitness centers, pools, and clubhouses. On-site dining options are typically not offered. Learn more about active adult communities.
• Independent Living — Ideal for active, healthy seniors who need little or no assistance. These communities are designed to support a maintenance-free lifestyle, often featuring multiple dining venues, wellness classes, social activities, and transportation services. Some communities may offer on-site assisted living and/or memory care, should your needs change. Discover the benefits of Independent Living.
• Continuing Care Retirement Communities (CCRCs)—Also known as life plan communities, CCRCs provide a care continuum on one campus, allowing residents to transition from independent living to assisted living, memory care, or skilled nursing care without moving if their needs change. Independent Living in a CCRC also includes a host of on-site amenities, services, dining venues and socialization opportunities. Learn more about CCRCs.

What to look for in an Independent Living Facility?

Whatever your retirement dreams include, below are five things to look for as you begin your search for an independent living community that suits your lifestyle, location preferences, interests, and budget.

1. Location: Naturally, where you live will affect your ability to live your best life. Is the community close enough for family and friends to visit? Staying connected to loved ones makes a big difference in how settled you feel. Do you prefer a sunny, warm climate or one with four distinct seasons? Do you like the fast pace of cities or find calm in the peacefulness a country setting provides? Maybe the suburbs offer just the right balance. Don’t forget to consider accessibility. Being near high-quality healthcare, familiar shops, and your favorite restaurants or entertainment spots can add comfort and peace of mind to everyday life. To see what options are available in locations that match your lifestyle, explore communities and discover the right fit for you.
2. Cost: Cost is always a big consideration, so it’s essential to understand the fee structures of the communities you’re considering. Most independent living communities have all-inclusive monthly fees that typically cover utilities, meals, housekeeping and activities. Some offer à la carte pricing. CCRCs have different contract options but generally require a significant one-time entrance fee. Additionally, a predictable monthly fee covers maintenance and a wide variety of services and amenities. Active adult rental communities operate more like traditional apartment rentals, usually requiring only a monthly rent payment. As you explore your options, be sure to ask about upfront fees. Ask what’s included in the monthly fee—and what’s not. Most importantly, think long-term. Be sure to choose a community that not only fits your lifestyle but also aligns with your financial goals and future needs. See tips on how many families pay for senior living.
3. Lifestyle, Services and Amenities: “Community life is all about the lifestyle, so think about your must-haves,” says David.  “Does the community offer the amenities and services that will make your life more enjoyable and convenient? Does it provide the opportunities for socializing you want? Is available on-site dining an essential consideration?” David also notes that conveniences like housekeeping, laundry service, transportation and 24/7 security—often included in independent living communities and CCRCs but not 55+ communities—can significantly enhance your lifestyle by freeing up time so you can enjoy more of what you love.
4. Community Vibe: When you visit a community, does it feel like a place where you’d feel at home? Sometimes, you can sense it’s right from the moment you walk in—friendly smiles from staff, laughter in the common areas, and the warmth between residents. Pay attention to how people interact and whether the environment feels lively, welcoming, and inclusive. David says it’s also worth considering if a community aligns with any personal values, religious traditions or cultural preferences that are important to you. “After all, community life isn’t just about conveniences and amenities—it’s about finding a place where you belong and feel understood.”
5. Reputation & Reviews: When you’ve narrowed down your choices, consider the community’s reputation. Read online evaluations like Google business reviews. Chat with current residents or their families to get a feel for daily life in the community. Their experiences can offer valuable insights that brochures and websites just can’t capture. You’ll also want to make sure the community is known for quality and is financially stable. You want to find a place you can trust.

Tips for Helping You Make a Decision

1. Visit multiple communities in person to compare options.
2. Ask detailed questions about services, policies and community staffing.
3. Involve family members in the decision-making process for additional perspectives.

By carefully evaluating these factors, you can find independent living communities that align with your lifestyle preferences while offering comfort, safety, and opportunities for social engagement. The benefits of community life are truly endless. Do your research, talk to friends, ask doctors for advice, and most importantly, visit communities in your desired area to discover the one that fits your needs, goals, and budget. This checklist will help you prepare for your community visits.

Find a Community Right for You.
An easier, healthier, more connected life awaits! Find your community.

Where You Live Matters
Where You Live Matters is powered by the American Seniors Housing Association (ASHA), a respected voice in the senior housing industry. ASHA primarily focuses on legislative and regulatory advocacy, research and educational opportunities, and networking for senior living executives, so they can better understand the needs of older adults across the country.