Independent Living Communities in New Jersey
Independent Living in New Jersey
The state of New Jersey offers exceptional senior living options for active retirees seeking a vibrant, low-maintenance lifestyle. There is a wide selection of independent living and 55 plus communities in New Jersey that provide highly-rated residential housing, amenities, and services designed to enhance wellness and quality of life.
Cost of Independent Living in New Jersey
On average, the cost of independent living in New Jersey is $4,378 per month. This cost can vary based on several factors, including location, the size of your apartment, number of occupants, and services offered by the community. Price differences in New Jersey may also be driven by factors such as local cost of living, state- and city-specific development, and healthcare policies.
Some independent living communities in New Jersey may also require you to pay an entrance fee. For example, Life Plan Communities require an entrance fee to cover medical costs or health care services you may need in the future should your health needs change.
Frequently Asked Questions: Independent Living in New Jersey
Get to Know New Jersey
Nearly 2.2 million New Jersey residents are 60 or older, and independent living in New Jersey appeals to retirees who want access to healthcare, culture and transportation without giving up coastal charm or suburban comfort. The state’s compact size makes a wide range of lifestyles possible, from beach towns and historic downtowns to quieter rural communities and suburbs within reach of both New York City and Philadelphia.
Many of New Jersey’s independent living and continuing care retirement communities are found in suburban and shore settings with easy access to shopping, healthcare and transportation. Communities in Monmouth, Morris, Somerset and Burlington counties are popular with retirees who want proximity to New York City, Philadelphia and regional airports without living in the middle of either. Along the shore, Cape May and Red Bank draw older adults to walkable downtowns, active arts scenes and waterfront living. Princeton offers the kind of university-connected life — lectures, performances, lifelong learning — that suits curious, engaged retirees. Inland, Lambertville and Flemington bring historic character, local dining and an easy pace.
Healthcare access is one of New Jersey’s major strengths for seniors considering independent living. The state is home to nationally recognized systems including Hackensack Meridian Health, RWJBarnabas Health and Atlantic Health System, along with strong regional hospitals throughout suburban communities.
New Jersey’s cost of living can be high, especially when it comes to property taxes. Still, many retirees choose to stay for the healthcare access, transportation convenience and ability to reach New York City, Philadelphia and the Jersey Shore without traveling far. The state also does not tax Social Security benefits, and some older adults may qualify for property tax relief programs like Senior Freeze.