Independent Living Communities in Mississippi
Independent Living in Mississippi
The state of Mississippi offers exceptional senior living options for active retirees seeking a vibrant, low-maintenance lifestyle. There is a wide selection of independent living and 55 plus communities in Mississippi that provide highly-rated residential housing, amenities, and services designed to enhance wellness and quality of life.
Cost of Independent Living in Mississippi
On average, the cost of independent living in Mississippi is $3,087 per month. This cost can vary based on several factors, including location, the size of your apartment, number of occupants, and services offered by the community. Price differences in Mississippi may also be driven by factors such as local cost of living, state- and city-specific development, and healthcare policies.
Some independent living communities in Mississippi may also require you to pay an entrance fee. For example, Life Plan Communities require an entrance fee to cover medical costs or health care services you may need in the future should your health needs change.
Frequently Asked Questions: Independent Living in Mississippi
Get to Know Mississippi
Independent living in Mississippi offers warm weather, a relatively affordable cost of living and communities ranging from the Gulf Coast to college towns and historic river cities. Residents can give up many of the chores that come with owning a home while gaining convenient meals, activities and more opportunities to connect with others.
Where are the options? Jackson and nearby Ridgeland offer shopping, restaurants and one of the state’s larger selections of independent living communities. Oxford and Starkville combine small-city convenience with the cultural, educational and athletic events of the University of Mississippi and Mississippi State University. Tupelo, Hattiesburg and Meridian serve as regional hubs, while Natchez and Vicksburg appeal to seniors drawn to Mississippi River views and Southern history.
Along the Gulf Coast, Biloxi, Gulfport and Ocean Springs offer a different pace. Residents can enjoy beaches, waterfront dining, casinos, galleries and attractions such as the Mississippi Aquarium and Ohr-O’Keefe Museum of Art. Inland communities may provide quieter surroundings while keeping the coast within driving distance.
When it comes to health care, the options are strongest around the state’s larger population centers. Jackson is home to the University of Mississippi Medical Center and Mississippi Baptist Medical Center. North Mississippi Health Services serves Tupelo and surrounding communities, while Memorial Health System and Singing River Health System serve the Gulf Coast.
How far will your budget go? Retirement dollars tend to go farther in Mississippi, although what residents pay for independent living varies by location and what’s included. At some CCRCs, residents pay an entrance fee toward care they may need later, which can mean lower monthly costs. Contracts vary, but some refund as much as 90% of that fee. Another financial plus: Mississippi doesn’t tax Social Security benefits or qualified retirement income.
What is there to do? Mississippi’s music, literary and civil rights history provides plenty to explore. Highlights include the Mississippi Civil Rights Museum and Museum of Mississippi History in Jackson, Elvis Presley Birthplace in Tupelo, Rowan Oak in Oxford and Vicksburg National Military Park. Outdoor options range from the Natchez Trace Parkway and Gulf Islands National Seashore to lakes, golf courses and state parks.