Independent Living Communities in Iowa
Independent Living in Iowa
The state of Iowa offers exceptional senior living options for active retirees seeking a vibrant, low-maintenance lifestyle. There is a wide selection of independent living and 55 plus communities in Iowa that provide highly-rated residential housing, amenities, and services designed to enhance wellness and quality of life.
Cost of Independent Living in Iowa
On average, the cost of independent living in Iowa is $3,195 per month. This cost can vary based on several factors, including location, the size of your apartment, number of occupants, and services offered by the community. Price differences in Iowa may also be driven by factors such as local cost of living, state- and city-specific development, and healthcare policies.
Some independent living communities in Iowa may also require you to pay an entrance fee. For example, Life Plan Communities require an entrance fee to cover medical costs or health care services you may need in the future should your health needs change.
Frequently Asked Questions: Independent Living in Iowa
Get to Know Iowa
Independent living in Iowa may appeal to seniors who value friendly communities, manageable cities and a lower cost of living. Residents can enjoy the privacy of their own apartment or cottage while leaving chores such as lawn care and home maintenance behind. Many communities also make it easier to meet people through shared meals, classes, outings and other activities.
Des Moines and its suburbs offer one of the state’s largest selections of independent living communities, along with shopping, restaurants and cultural attractions. Residents can explore the Des Moines Art Center, Greater Des Moines Botanical Garden and Pappajohn Sculpture Park or attend the annual Iowa State Fair. Nearby communities such as West Des Moines, Urbandale, Johnston and Ankeny combine suburban convenience with easy access to the capital.
Beyond Des Moines, Iowa City offers college-town energy, arts and literary events, while Cedar Rapids is home to the National Czech & Slovak Museum & Library. Dubuque and the Quad Cities provide Mississippi River scenery, trails, museums and events. Ames combines Iowa State University amenities with attractions such as Reiman Gardens, and Council Bluffs offers easy access to neighboring Omaha. Smaller communities such as Pella, the Amana Colonies and Decorah showcase Iowa’s Dutch, German and Scandinavian heritage.
Iowa residents have access to respected health systems, including University of Iowa Health Care, UnityPoint Health and MercyOne, along with regional hospitals and clinics serving communities across the state. Iowa City is an important destination for specialized and academic medical care.
Independent living costs in Iowa tend to be lower than the national median, although rates vary by location, residence, amenities and services. Iowa does not tax Social Security benefits, and eligible residents age 55 and older can exclude qualifying retirement income from state taxes. Some continuing care retirement communities (CCRCs) also charge an entrance fee and offer access to higher levels of care if residents’ needs change.